TARGET2 Calendar

Check business days and holidays of the European interbank payment system TARGET2. Essential for planning your SEPA remittances.

2026

TARGET2 and SEPA payments

What is TARGET2?

TARGET2 (Trans-European Automated Real-time Gross Settlement Express Transfer) is the Eurosystem's interbank payment settlement system. Its business days determine when SEPA direct debits are processed.

What is the current TARGET2 calendar?

TARGET2 has 6 fixed holidays per year: New Year's Day, Good Friday, Easter Monday, Labour Day, Christmas Day and St. Stephen's Day. Check the calendar above for exact dates.

When are European banks closed?

Banks don't process SEPA payments on weekends or the 6 TARGET2 holidays. Remittance submission deadlines count only TARGET2 business days.

Do national holidays affect TARGET2?

No. TARGET2 has its own calendar independent of each country's national holidays. Only the 6 pan-European fixed holidays apply.

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