SEPA Mandate Template (PDF)

Generate a SEPA Core or B2B mandate PDF with all EPC-required fields. Fill in the data and download the PDF ready for signing.

Creditor information
Debtor (payer) information
Payment details

The SEPA mandate

What is a SEPA mandate?

It's the signed authorization by the debtor allowing the creditor to initiate SEPA direct debit collections. Without a signed mandate, you cannot legitimately collect.

What fields are mandatory?

UMR, Creditor ID, creditor name and address, debtor name, debtor IBAN, payment type (recurrent/one-off), date and signature.

Is a digitally signed mandate valid?

Yes. The EPC recognizes the validity of electronically signed mandates (e-mandates) provided they comply with local electronic signature regulation.

How long must mandates be kept?

It's recommended to keep signed mandates for at least 13 months after the last collection, or 36 months after revocation. Some banks require longer retention.

Related tools

UMR Generator

Generate unique mandate references (UMR) per EPC rules.
Creditor ID Generator

Calculate the SEPA creditor identifier from your NIF/CIF.
Pre-notification Template

Generate the mandatory pre-notification letter before a SEPA collection.

Do you manage SEPA mandates for members or clients?

Need your members to sign mandates digitally? Custodita includes legally valid digital signatures.

Try free — up to 10 mandates